Close & Beyond

Keys in hand — what comes next

What Happens at This Step

Closing day is the finish line — but it's also the starting line of homeownership. We prepare you for what happens on closing day, help you review your Closing Disclosure, and give you a roadmap for your first year as a homeowner: utilities, maintenance, taxes, insurance, and building equity.

1Review your Closing Disclosure 3 days before closing (required by law)
2Bring certified check or arrange wire transfer for closing costs
3Sign all final documents and receive your keys
4Set up utilities, change locks, and schedule maintenance tasks

Documents You'll Need

Closing Disclosure (provided by lender 3 days before closing)
Final Loan Estimate comparison
Government-issued photo ID (for closing table)
Certified check or wire transfer confirmation

We walk you through your Closing Disclosure line by line so you know exactly what you're signing.

Expected Costs at This Step

Down payment + closing costs (2–5% of loan amount) due at closing

This is the final financial step. If you received DPA grants, they are applied here and reduce your out-of-pocket costs significantly.

Why Let Us Guide You Through This

✓We review your Closing Disclosure with you — no surprises on closing day
✓Post-closing maintenance checklist keeps your investment protected
✓Resources for foreclosure prevention, repair assistance, and equity building

Steps are unlocked as you progress

Each step must be completed before moving to the next. This keeps your journey on track and ensures you never skip a critical milestone — protecting your time, money, and eligibility.

← Back to Overview Start My Journey →

1. Your Goal 2. Readiness 3. Education 4. Action Plan 5. Find Help 6. Apply 7. Close & Beyond