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Step 5

Find Help

Money you didn't know existed

What Happens at This Step

This is where things get exciting. We search state and local databases for down payment assistance grants, forgivable loans, and first-time buyer programs you're eligible for. Many buyers leave $5,000–$25,000+ on the table simply because they didn't know these programs existed. We find them for you.

  • 1Confirm or select your target state
  • 2Review programs matched to your income, credit, and profile
  • 3Track which programs you're applying to

Documents You'll Need

  • Government-issued photo ID
  • Proof of income (W-2 or most recent pay stub)
  • Proof of address
  • Homebuyer education certificate (from Step 3)

Each program has slightly different requirements. We'll flag exactly what each one needs.

Expected Costs at This Step

Most programs are free to apply. Some have small processing fees ($25–$75).

Any program fees are paid directly to the program provider — not to MyHomePath.

Why Let Us Guide You Through This

  • ✓We surface programs most buyers never find on their own
  • ✓Up to $25,000+ in grants or forgivable loans available in many states
  • ✓We pre-screen programs so you only apply to ones you actually qualify for

Steps are unlocked as you progress

Each step must be completed before moving to the next. This keeps your journey on track and ensures you never skip a critical milestone — protecting your time, money, and eligibility.